Wednesday, February 27, 2008

Deeper Love

By Tony Tate As I was going through one of the toughest times of my life. I learned a great deal about the Lord, myself, and how to survive. My marriage began to fall apart. It seemed really sudden. We always had disagreements and arguments but they always seemed to get worked out. Then I had to travel out of town for a week. In that weeks time my life was turned upside down. When I returned everything was different. My wife was giving me the cold shoulder. Then she started staying out all night. I couldnt talk to her. If I tried it turned into an argument. When I tried to get help from the pastor of the church it only made things worst. I was devastated, frightened, physically suffering from the effects of the situation. I prayed. I sought Gods wisdom. I wanted my marriage to be the way it was. If you have never experience the end of a relationship that you thought would last until you died you have not experienced pain. I wondered why. I went through extreme anger and finally gave up my desire to be in the marriage. I knew what I was supposed to do. Love, but I didnt know how. As I sought the answers from the scriptures I realized that Jesus was faced with the same dilemma. The bible says that he came to his own and they didnt recognize him. They rejected him. The more he told them of Gods love and how God had sent into the world to save it, the more they hated him and wanted to kill him. Finally the time came when they would kill him. Jesus, the king and creator of the Heavens and the Earth is being rejected by his own creation. They convicted him in a mock trial steeped in false accusations and false witnesses. He was beaten beyond recognition and then crucified. During the entire ordeal he maintained his love for men (for me). If he had not gone through this there would be no salvation for men. It wasnt as if they forced him. He didnt try to run or hide. He was there intentionally. He was there to die. He was driven by love. That love was for me. He did this knowing that millions, even billions throughout time would still reject him. As the Lord showed me these things I was able to see that I wasnt the first to ever be rejected. I was not the first one to ever suffer because of people. I never faced death. If Jesus was able to face all these things for my sake then I was willing to face them also. I wanted to handle my circumstances the way Jesus handled his. He didn't hate or get angry. He didnt retaliate. The bible says he could have called 12 legions of angels to rescue him. He chose instead to endure the pain and suffering for a people who rejected him. That is love. And that is the kind of love I desire to have. Watching how Jesus handled himself in such a difficult time and realizing how much love he must have for me made me want to love in the same way. I was angry at my wife. I was angry enough sometimes to want to do physical harm to her. Through the love of God that had been born in me I was able to let go of my anger. I prayed more. I prayed differently. I no longer pray that her love for me would return but, that my love for her would grow. This and other revelations helped me get through that time. The marriage never came back together. It was my desire but it didnt happen that way. If you are reading this, pray for me. I now have to make it through this time. I live alone. I dont see my kids as often as Id like. There are no court orders or restrictions. It is hard because of work and money. I am sad a lot. I may even be depressed. I still believe God. I trust Him. I am missing something though. I cant seem to get on track. To be in a relationship with the Lord means to be alive spiritually. It starts with repentance, a prayer asking for forgiveness of your sin, and allowing God through His Son Jesus to enter your life and take control. Watch and see how I do it at: weAre arriving Article Source: buy xanax valium zolpidem ambien
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Monday, February 25, 2008

Cheap Mobile Phone Deals Are Available To All

By []Jennifer Lopaz Very often you come across advertisements claiming to offer cheap or cheapest mobile phone. You may think that it is nothing but a trick to grab more customers. But actually it is not so. Cheap mobile phone exists and accessible to all. But there is no particular mobile phone deal which is cheap for all. The same deal may be cheap to one person but costly to another. Yet, it cannot be ignored that mobile phone deals are getting cheaper day by day. The domain of mobile technology is growing faster and fresh mobile phone deals are entering the market everyday. So, the old deals are becoming cheaper. Looking at the development in mobile telephony it can be easily predicted that the deal which is costly now may turn into a cheap deal in future. However, our immediate concern is the cheap mobile phone deal available in the market now. As mentioned above there is no particular mobile phone deal which is cheap for all. It is up to you to make your deal cheap through research, shopping and comparison. Proper information is a must to make your mobile phone deal a really cheap one. Due to the existence of the Internet it has become quite easy to gather necessary information regarding any subject under the sky. You can also gather information about various mobile phone deals available in the market from the ease of your house or office via Internet. Go through various deals and compare it with your needs. The price of the handset and the line rental may not vary too much from company to company. But the other things like accessories, free talktime, free gifts, buy one get one free etc. differ and you can make your mobile phone deal cheap through availing the best offer. But you have to be careful while choosing any offer; otherwise there is chance to be deceived. []Best Contract Mobile Phones Mobile Rainbow is one of the best mobile phone shop in uk which offers []Best Contract Mobile Phone deals on top mobile phones. Article Source: buy cheap ambien online
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Sunday, February 24, 2008

The Benefits of Titanium Wedding Rings

By Eric Morris Titanium rings with inlays of other metals like gold, platinum or silver can be found for a good price. More men than women wear titanium wedding rings, but there are several models that are fitting for a bride. A wide variety of titanium wedding rings are available, encompassing nearly every style imaginable. Two of the most popular styles are plain titanium wedding rings and titanium rings with an inlay of another metal. Titanium rings do not dull, rust, or corrode over time. The rings are available in many different shapes. The two most popular shapes are flat and domed bands. Flat bands are thin while domed bands have more depth. Aside from the different shapes available, buyers can purchase rings with many different unique designs cut into the ring or can have inscriptions engraved in the interior or exterior of the ring to make them more personal. The prices for these titanium wedding rings varies greatly, depending on the design and the grade of titanium used. Some cost as little as $60 while others go for well over $300. For buyers who want something more elaborate, titanium wedding rings with inlays of other metals are also available. These rings usually consist of a titanium band with a smaller amount of platinum, yellow gold, white gold, or silver added to provide decoration. Since these rings contain a quantity of a precious metal, they are usually more expensive than wedding rings made purely out of titanium. Titanium Rings Info provides detailed information about titanium wedding, engagement and promise rings, as custom, black, and mens titanium rings. Titanium Rings Info is the sister site of Mens Wedding Rings Web. Article Source: united states ambien fedex
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Wednesday, February 20, 2008

Echo Chainsaws Continue To Get The Job Done!

By Dean Caporella If there is one description that can be applied to Echo chainsaws it's simply they are a no fuss power tool which gets the job done. While Stihl And Husqvarna claim a major portion of the chainsaw spotlight around the world, Echo has been steadily making ground on the leading two. It's now firmly placed as one of the leaders in Chainsaw technology having built up an impressive reputation during the past three decades. In fact, if appreciation awards were being handed out by chainsaw users, then Echo, which has been described as the most appreciated chainsaw among professional woodcutters, would just about clean up! Chainsaws have made a remarkable transformation during the past two decades going from big cumbersome units to much smaller machines, yet just as effective and powerful. Echo has been a major player in the technology stakes and has recognised the trend which has seen more home users enter the market. Giving Chainsaws Users What They Want Echo hasn't been too concerned with wowing the market with bright lights and whistles. Chainsaws are a power tool both effective and yet dangerous and are basically the grunt workers among the world's power tools. Echo has recognized users basically want machines which are no fuss and get the job done. Technology and power packed into the one machine and a chainsaw designed to do what it was meant to do... cut! Echo's list of models starts off with the smaller CS-306 and continues all the way up to the powerful CS-8000. It has an impressive list of midfielders among it's range including the CS-341, the CS-360T and CS-370. The outstanding feature with all of these machines is there power and ability to get through tough, uncompromising jobs. The CS-340 Echo's CS-340 has created a big impression among chainsaw users and industry experts. It's lightweight design doesn't hide it's tremendous power output. Woodcutters are mainly impressed with it's handling which from a safety aspect, has scored plenty of points. A cumbersome chainsaw after prolonged use becomes a dangerous instrument as tiredness sets in but the CS-340 seems to offer excellent maneuvering ability. The CS-370 also has a long list of admirers. Packing plenty of features such as 36.3cc power vortex engine, the 370 is a value buyer's dream. It's certainly hard to top in it's class for price and features. Dean Caporella is a professional broadcaster. The professional woodcutters appreciation award goes to Echo chainsaws. Find out why in this report. Plus, read the latest chainsaw news and reviews at: Article Source:!&id=458084 phentermine without doctors prescription
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Tuesday, February 19, 2008

Samsung S550i: Simple Yet Elegant

By []Carly Charu The clamshell designed handset is the first Bluetooth enabled phone from Samsung. With dual screens, the Samsung S500i is feature packed with 1.3 mega-pixel digital camera, MP3 player, messaging, Bluetooth, GPRS, and tri-band network. The handset is also supported with TransFlash memory card. Its a good phone for users who are looking for a user-friendly phone. The external screen with OLED 64K colour display and at 96 x 96 pixels provides information like time and date, signal strength, battery life and caller Id when the user receives a call. The internal screen is wide and comes with a 262K TFT colour display with a resolution of 240 x 320 pixels for more clear viewing of texts and images.The handset apart from basic features comes with an integrated 1.3 mega-pixel camera with flash users can enjoy shooting some special moments on the move. Video recording is also possible with the phone. Shoot still or motion pictures and share with your friends via MMS or Bluetooth. What's more, the handset also comes with a music player that supports MP3 and AAC format. Enjoy listening music on the go. The Samsung S500i gives a chance to express with messaging services including SMS, MMS, and EMS, users can express themselves through texts, images and video clips. Share your thoughts, emotions with your loved ones. With 64-voice polyphonic ringrones users can personalize their phone by choosing a particular tune. The tri-band handset comes with Bluetooth wireless technology. Connect your phone with any other compatible devices and share documents without using a wire. With GPRS, users can enjoy mobile Internet anytime. Browse the net and keep you updated with the latest news and information. Send and receive emails on the go and organize your personal as well as professional world with ease. The handset comes with 80MB of internal memory and is supported with TransFlash card download music, video clips, images and enjoy. The []Samsung S500i is a simple yet advanced phone with lots of features. Carly charu is an expert author and the webmaster of .The website having details of latest samsung phones and Sim Free Phones. Article Source: phentermine diet pills com
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Sunday, February 17, 2008

Sarbanes Oxley Act: Compliance and Risk Based Approach

By Alexander Gordon Under the section 404 of the Sarbanes-Oxley (SOX) Act, a public company has to file an internal report about the financial reporting procedures it follows, the effectiveness of its design and operation, and the trustworthiness of its financial dealings. The Impact of Sarbanes Oxley on Public Companies:
The internal report to be submitted under the SOX guidelines need to be detailed, and give a description of the financial dealings and state of the company. The company needs to implement cost effective solutions, reduce wasteful expenditure and use effective measures to cut down on costs. This is the only way to make a favorable impression once the internal report is out. Sarbanes Oxley Compliance Act Risk Based Approach
According to financial gurus, the Sarbanes Oxley Act should be considered an opportunity for streamlining financial applications, and reducing costs for compliance. It is an opportunity for upgrading financial systems, and putting in modern infrastructure. Here are some risk-based approaches: 1) Good Management:
If the senior management is convinced about the advantages of controls, the employees and junior level managers also come round to the idea. While the money and time spent on compliance may reduce after a period, the commitment of the management should never diminish. In order to ensure compliance, incentives like promotions, raise, shares etc. are a good option. Those employees with good compliance records should be rewarded for the effort they put in. 2) Reviewing Controls:
Test to see if the controls work, as they are intended to. Your approach should be well planned. This will help reduce the number of controls you need to test by weeding out the ones that do not work. The risk-based approach is applied to controls for financial statements. You can also consider more than one type of control, or a blend of all, like manual/automated, higher/lower etc. 3) Improving the Testing Procedure:
Once the controls best for particular applications are singled out, it will be necessary to test them for compliance. Since testing can be expensive, most companies stagger the procedure over a period of two years. In the second year, more risk-based approaches are employed, and even external auditors called in, if needed. Internal testing procedures must be streamlined, and testing plans are standardized. Compliance with the Sarbanes Oxley Act makes it mandatory that organizations make testing procedures and the risk based approach part of their daily business applications. The Act should be seen as an opportunity for streamlining controls, reduce complexity, improve communication within the organization, and reduce the risk of dishonest financial statements. There are a number of consultants available who can help you and your company to prepare for Sarbanes Oxley Act. You can locate them all over the net by doing the correct search. Alexander Gordon is a writer for - The Small Business Consulting Community. Sign-up for the free success steps newsletter and get our booklet valued at $24.95 for free as a special bonus. The newsletter provides daily strategies on starting and significantly growing a business. Business Owners all across the country are joining "The Community of Small Business Owners to receive and provide strategies, insight, tips, support and more on starting, managing, growing, and selling their businesses. As a member, you will have access to true Millionaire Business Owners who will provide strategies and tips from their real-life experiences. Article Source: buying phentermine online
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Thursday, February 14, 2008

How to Get Rid of Roaches

By Brenda H. Murphy Just the sight of one of these multi-legged, hard-shelled visitors crawling across the floor is enough to make your toes curl, and your screams can hit high notes you didn't realize were possible. But what are you dealing with? Roaches are a large, disgusting insect, with six legs, and 18 knee joints. (We were sure you'd want to know that.) There are more than 5,000 species in the world, but the most common are the German cockroach, and the American cockroach. Initially cockroaches may infest your home from the outside, finding cracks, gaps under doors, and other ways to enter the home, attracted by warmth, darkness, and spoiling food or standing water, in things like open garbage pails, unwashed dishes. As big as they may seem, a cockroach can insinuate itself through an opening as thin as a dime when young, or a quarter as an adult. They don't like light, which is why many homeowners can't believe it when the cat or dog presents them with the remains of their latest victim. But you can't depend on your pets to control the population. The first measure in getting rid of cockroaches is hygiene. If you have stored vegetables that are rotting, open containers of food in cupboards, or unsecured garbage pails, remove all refuse and replace containers with those that seal tightly. Check under appliances, in cupboards, basement corners, and other dark places for traces of a black gritty dirt that has an oily appearance. This is roach feces and a sign that you do have a problem. Once your home is cleaned, your choices in removing them are to do it yourself, or to have the home professionally treated by a pest control company. Which you choose, may depend on the severity of the infestation. The primary means of destroying roaches are contact poisons/sprays, and residual sprays which leave time released ingredients in your cupboards and on the surfaces where sprayed, that will work over a period of 2-3 weeks. There are also the infamous "roach motels" that can be placed in your cupboards. Sometimes it may take a combination of several methods, such as an immediate contact kill substance, and then roach motels in places where you have evidence of previous inhabitants. Once your immediate problem is eliminated, you can also take preventative measures, such as sprinkling powdered boric acid in between walls, and around foundations where they may have entered the house. This is generally a safe product, and will be carried on the roaches feet, to wherever they are hiding and breeding. One note of caution: Pesticides can be highly toxic to humans and pets. Spray treatments should never be carried out without proper respiratory protection, and first removing of all food, pets and dishes or other items that your food may come in contact with. Visit for a growing library of tips to remove those annoying messes in your life. Article Source: phentermine 30mg no prescription
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Wednesday, February 13, 2008

Dating Site Review - An Honest Dating Site Review!

By Jarod Hunter Most just dont work like you wanna. But is it them that dont work, or you? You cant be sure if you really will meet anyone on a dating site. And this review cant change it. You know what is even worse as a dating site? A dating site review! People write dating site reviews. And basically its a piece of junk. They cant write dating site reviews because they really dont visit any to start with. So how can they write a dating site review? I give an honest review about it right here and I know what I am talking about. I am eligible to review dating sites for a reason: I use them to use my own player, player skills and pick up hot chicks. And I will tell you there ARE a lot of hot chicks on there if you know how to look for them. And of course if you know how to get their interest(which I do). So what dating site I review seems to be the best? The #1? This is a hard question. The point is this: on every dating site you will be able to find hot chicks. You dont need any review for that. What you need is a guide on how to pick up those hot chicks on dating sites not a review! If you lack the skills the best site wont help you cover those up. You need to know what you do and how to do it effectively! And the sad fact is most guys just dont know this. And seriously even a lot of girls dont. But if you are someone looking for a girl to pick up you need to know how to do it. You dont wanna know who can and cant pick up girls on dating sites. What you really need in such a case is coaching. Good solid coaching on how to get those dates on dating sites. But unfortunately solid coaching is hard to get. Most people are just wannabe players. And cant get to the goods even if they would try to bribe it silly. And I am dead serious about this! And a review on a good one is hardly gonna help in these cases (if any at all actually). I do, however, like dating sites for a reason. This reason is because I wanna get busy with hot chicks and dating sites are the best place to go. But giving you a review about dating sites is a hard thing to do. I can just give you 1 solid advice about dating site. This is not a review about a dating site, this is one solid advice which is: Keep it real and be unique. How to do that? I cannot possible tell you that in my dating site review. This is food for a whole different article at itself. I could, however, write tons of good stuff about this. Stay tuned Discover the sly schemes to manifest your wettest dreams by Jarod Hunter! Mine are better as the rest. Wanna know how to pick up hot chicks on dating sites? Click here and find out my online flirting secrets right now! Saves a lot of aggravation too... Article Source:!&id=484916 phetermine diet pills
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Sunday, February 10, 2008

Long Range Cordless Phones

By []Peter Emerson Phones have become a center point of communication for business and homes. They are most convenient and efficient modes of two-way communication. Their importance has been recognized by all groups of businesses as an economical mode of communication. Sales and marketing industry has specifically realized the importance of telephone as a means of communication to rope in new business. It allows companies to connect with prospective clients all over the world in a direct manner. Phones have evolved a long way from being a large and stationary piece of equipment to a sleek and handy gadget. They are lightweight and multi functional instruments, which can be easily purchased from a local store. Cordless phones are one of the latest additions to the already existing range of phones. They function on the principle of radio waves. Base/handset communication is via radio waves that are used to transmit and receive information. Efficiency, sound quality and range of cordless phones are dependent on their frequency range. Frequencies are better defined as strength of the signal transmitted and it directly affects the range in which they work. Initially cordless phones worked within a frequency of 47 Mhz. These phones operated in the range of 30 feet, beyond which sound was unclear and distorted. Subsequently, cordless phones working up to a range of 900 Mhz were manufactured. Frequencies of these phones were strong and hence functioned flawlessly upto a range of around 100 to 150 feet. Long range cordless phones are able to function effectively in very large areas. Their use is primarily in remote areas where phone service is unavailable. They work on high frequency radio waves and crystal clear sound is guaranteed for a radius of 60 to 70 miles from the base unit. Use of long distance cordless phones virtually eliminates the need of a cellular phone and saves users from airtime charges and additional service fees. While purchasing a long distance cordless phone it is advisable to scrutinize the various functions available with it. []Cordless Phones provides detailed information on Cordless Phones, Cordless Phone Batteries, Cordless Digital Phones, Cordless Phone Reviews and more. Cordless Phones is affiliated with []Cordless Phone Headsets. Article Source: phentermine no prescription required
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Saturday, February 9, 2008

A Warning about Your Medical Doctor!

By Graeme Teague Surely this is about health or being healthy? Now that I have got your attention... Dont see your doctor. Never, never and never. Why? To see them you must be sick or unwell. So dont get sick, stay healthy and then you dont need to see them. After all you know your health is important, and you want to be healthy. Good advice or what? Or what! You need to see your doctor. I can tell even from my typewriter that you need to see your doctor. Not because you are not healthy, not because you may be in pain. You need to see your doctor, to find out what your body is doing. How can he or she know this? They cant! Not unless you see them on a regular basis. How often? Every one to two years, when you are healthy. Dont wait until you are unwell. If you are unwell then you need to see them now, or a Natural Health Doctor to become well. Once well, then you need to see your medical doctor every year or two. Why? To form a track record of your health Do you know what your body is doing? Probably not. By having your blood pressure, blood analysis, urine etc checked, you are can see where they are set for you. Then next year the same and the following years to come. Why? If they change, you can see it. Most of the checks on your health are averages the average person fits between here and here. You fit there so you must be okay. What if your blood pressure is 135/80, is that normal or healthy? Yes for the average person. If you were 124/72 and now have gone to 135/80, then you are not average. Your blood pressure has jumped 10%. This is not good and your health may be suffering. So forming a track record you can see all the measures of health and see if they stay the same. Ideally they should show being better as you look after yourself better. But a track record forms and if there are changes you are able to detect them and deal with them earlier. Go and see your medical doctor. Not soon but now. Form that track record, see if you are healthy, form a good relationship with your doctor. See them when you are well to make sure you are well. See other natural practitioners also. Become healthy, look after yourself, learn ways to become healthy and then healthier next year. Then you can see the changes in your health pictures you take each year. Health is not the absence of symptoms; it is the absence of disease. You need to become healthy, not merely pain or symptom free. Learn ways to improve your health and then monitor it by seeing your medical doctor for that important health check. Yes Beware of your Medical Doctor they deal with disease. Only because you make it that way. Make their life better and happier by seeing them when you are well. Then stay that way and allow them to show you are staying healthy through your health check. Health is the only thing you have, that when it is gone, you really, really miss it so does your family and friends. Remember, it is better to see your health doctor when you are healthy ... not when you are not healthy. This is a warning about 'disease' doctors not 'health' doctors. Dr Graeme Teague is an expert on stress and the affects it has on health. His unique and fresh views on anxiety, depression and stress are a welcome change. His web site Fast Stress is designed to give you all the information and facts on how and why stress affects you, and more importantly simple, proven and natural ways to eliminate anxiety, depression and stress. To learn more about anxiety and how you can eliminate it - click here ... Anxiety. To learn more how you can eliminate depression - click here ... Depression. Or you can visit his site, and find more information on various stress problems and how you can overcome them ... Home Page! Do you want to eliminate Anxiety, Depression and Stress ... using simple, proven, natural and ancient methods - click here ... X--Stress. Article Source:!&id=386847 phentermine diet pills for sale
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Friday, February 8, 2008

Event Jealousy

By David Pollack Those of you who were children at one point know how powerful event jealousy can be. Those of you who have children may understand even better. What is event jealousy? Its that twinge you get when everybody else got to do something that you didnt get to do. Even if you had no clue beforehand that the event was going to occur, the knowledge that a large group of people that did not include you had a large amount of fun eats at you until all you can think about is why you didnt get to have fun too. Why didnt anyone tell you? With an event that is by reservation only, invitation only or for which enrollment is small enough to be prohibitive, you may want to consider releasing whats called a post-event announcement. Post-event announcements are press releases which tell people about an event which just occurred as opposed to one which is upcoming. The purpose of these types of announcements is twofold. The first function is, of course, informative. You want to let people and other companies know that your business participated in or sponsored a unique event. You want coverage of your companys activity in the community and society. The second function is well, lets face it a bit more sinister. You dont just want people to know that an event occurred. You want those who were not in attendance to be very aware of that fact. You want them to wish that they had been there, with the result that they will keep their eyes peeled for your next event. After all, everyone who got to go had fun, right? The way to craft an effective post-event announcement is to let people know what they missed. The first step is to set the tone in terms of what the people who were in attendance experienced. Use key phrases, such as these: - Those in attendance were treated to - A surprise awaited those who showed up - This was no ordinary night for the crowd in attendance Notice the sense created above of having missed a truly singular event. The company who put on an event described that way must be worth keeping an eye on! After all, you wouldnt want to miss out on an opportunity like the one you just missed. The second step is to include quotes from people in attendance. In a way, this is not all that different than going up to a friend in school and saying, Oh man, you should have been at Johnnys party the other night! You totally missed out! Go back and read that quotation again. Dont you wish you had been at Johnnys party? At the event you wish to promote or even through emails and phone calls after the event ask permission to quote certain attendants who really enjoyed themselves. Ask them pointed questions. What was the best part of the event for them? What would they say to someone in your industry who was not in attendance? Ultimately your post-event announcement should not create a sense of exclusion, but rather one of a missed opportunity that may be redeemed in the future. Your release should say to its audience, Come be a part of our club! Everyone who becomes a part of our club has fun! The more the merrier! Come join us! Use this strategy and youll soon be booking larger venues and making longer waiting lists for future events. David Pollack is Account Executive and Lead Writer for My Team of Experts, Inc., a public relations firm which specializes in small businesses. Article Source: prescription phentermine 37.5 order phentermine cod
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Alternative Medicine to Lower Your Blood Pressure

By David Chandler Home remedies and homeopathic medicine have begun popular over the years as an alternative to prescription drugs. Many people are not aware that there are also home remedies available to lower your blood pressure. What is nice about a home remedy is the lower cost and eliminating the unfavorable side effects of prescribed medicines. Another advantage of home remedies is that while it may be used to alleviate one symptom, it often has other health benefits. Many home remedies can be found in your local supermarket and health food store. If you suffer from high blood pressure, here are a few home remedies. These remedies will not only lower your blood pressure but are good for your general health too. Below are a few home remedies to help lower your blood pressure Potassium and Magnesium. Foods high in these minerals are bananas, molasses, soy and bananas. Some fruits such as watermelon and grapes are also a good source. Not only will these foods lower your blood pressure but are beneficial to your overall health too. Garlic has many beneficial properties that improve overall health, including lowering your blood pressure. Consumption of garlic will also reduce blot clot occurrences in individuals. It is believed by some researches that garlic will also lower the triglyceride levels. Therefore, you are probably wondering what a triglyceride is. A triglyceride is a glyceride that occurs naturally in tissues and consists of three fatty acids that are bound together in a single molecule. They are an important energy source forming much of the fat stored in the body. You can research on how to lower your blood pressure using home remedies in many ways. The internet has a wealth of information dedicated to home remedies and homeopathic medicine to lower your blood pressure. Bookstores and libraries also offer an abundance of information. With a little research, you can find alternatives to prescription drugs for lowering your blood pressure. As with any alternative health remedies, consult with your physician before discontinuing any prescribed medicines. Abruptly taking your prescription medicine could have serious and long-term effects on your health. For more information about blood pressure and alternative medicine, click Blood Pressure and Alternative Medicine Article Source: phentermine online without a perscription
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Thursday, February 7, 2008

7 Cheap and Easy Ways to Generate Mortgage Leads

By Ameen Kamadia Need a few more loans but don't have the cash to do some serious marketing? Have no fear. In this issue I am going to reveal 7 fantastic ways to generate leads almost for free. These methods are super cheap (most are free) and work like gangbusters. How do I know? Because I shared them with my coaching clients and they had excellent results. These 7 methods are just a few of the over 30 cheap marketing methods I share in one lesson of my 24 lesson Jump Start Your Mortgage Career E-Class. This new class is for any loan officer who is new and struggling or any verteran that just needs a little help with their marketing. It took me over 2 years to create the content for this 12 week, 24 lesson class, and I can honestly say there is nothing available out there that compares to this class. If you could use more loans, then do yourself a favor and check it out for yourself. Here we go... Cheap Mortgage Lead Generation Tip # 1. Join an Association People join associations for one of three reasons: Social - they want to build or maintain friendships and influences that may have taken years to build; Promotional - they want to offer their own products or services to others in in a cost effective and positive way; Educational - they want to see what their competition is up to, and find out about the latest developments within their industry Grow your network and your database by joining groups of already established people. By socializing with people who have something in common with, it makes it easier to generate business. People like to do business with people they like and trust. Most people like others who have the same interests as they do. Cheap Mortgage Lead Generation Tip #2: Use Book Stores One of the questions I keep asking all my coaching clients is "How can you tell if someone is getting ready to need a mortgage? What do they do? How do they act?" This is the million dollar question. If you can answer this question, you can easily be rich in the mortgage business. By being able to identify that they want a mortgage before they start looking for one, you can get a jump on all the other loan companies. This is one area of our business that still annoys me. Most other businesses, have a way to identify when someone will need their service and can market to them accordingly. Like when someone buys a new home, they most likely will be buying furniture, blinds, home accessories, etc. So if we were selling any of these items, all we need is a list of new homeowners to market to. And that list is easily available. But how the heck do we figure out who is "thinking" of getting a mortgage? The answer one of my coaching clients came up with was that they might go to the bookstore or library to read books on home buying, or mortgages, or real estate in general. And that's true. Every bookstore has a real estate section. And most of the books are for consumers who are buying and selling real estate. So my next question is, "Now that we have identified what they do, how do we get our message in front of them?" And my client came up with this simple method: Go to the bookstores and libraries and insert a business card into each book. After doing it for a couple months, he came up with some simple observations: First, he learned that the best place to put the card was somewhere in the front. Try for the first chapter because not everyone reads the whole book. Second, pick the books with the best covers and graphics inside- they sell the best. Third, not all books sell and some are sent back to the publishers. Fourth, having a USP on the card helps boost response. Fifth, it takes about 10 minutes per bookstore. Sixth, he averages 3-4 calls a month, and one loan per month. Seventh, he now has his assistant do it. And she goes once a week. Eight, the people who call are in search of more information, so offering them unbiased advice and more resources really turns them on.
If you have the time, and are brave enough to be seen doing it, try it and see what results you get. I wanted to test it in my market. So I went to three bookstores and put in about 120 cards. I got 2 calls, and one of them is a very serious prospect. If I do it more often, I have no doubt that it would work for me as well. Cheap Mortgage Lead Generation Tp #3: Orphan Files When a loan officer leaves a company the clients he/she brought to the company are called orphans. These clients now belong to the company. Ask your manager to see if you can contact any orphan files in your office to see if they need any mortgage or real estate help. Be nice enough, and they will allow you to add them to your database. Cheap Mortgage Lead Generation Tip #4: Tradeshows Another coaching client of mine goes to tradeshows. But not the ones related to our business. He goes to unrelated trade shows: electronic shows, design shows, car shows, and his favorite: women's trade shows. Most of the time, he is the only mortgage company there. And he is averaging 2-3 loan applications per show. The trick is to tie in your business with the show. If it is a car show, you can advertise that you can help anyone buy any car in the place. If you can pre-approve someone at a car show for a cash out refinance, they can go and buy that hot car they have been salivating on for the last 2 hours. Instant gratification. Cheap Mortgage Lead Generation Tip #5: Join A Local Real Estate Investment Group. Every major city has one. And they are full of people buying and selling houses. They need money to buy houses, and they need money to help others buy their houses. Cheap Mortgage Lead Generation Tip #6: Realtor Open Houses Stop by at realtor open houses on the weekends. Offer to leave some financing materials. When you get to know a realtor, you can offer to do open houses for her where you sit in the house instead of her. It is not a fun way to spend an afternoon, but you might get some good leads out of it. If you decide to go this route, make sure the house is in a well trafficed area and easy to get to. And make sure the agent does some advertising and lends you signs and balloons. You do not want to sit in a house, where no one shows up because it is hard to find or no one knew about the open house. Another tip is to meet the neighbors of the home you are holding open. See if they know anyone wanting to move or buy. Chances are someone will know of a family wanting to move into the neighborhood. Cheap Mortgage Lead Generation Tip #7: Realtor MLS Want a source of thousands of people who will be getting a mortgage within the next couple months? It's sellers. And the Multiple Listing Service used by Realtors is full of them. Do a search of homes for sale, get the owners' name from the tax records and you have yourself a good prospect list. Mail them something about you or an offer for free information. Call them if you can get their phone number and they are not on the Do Not Call list, or just drop by their house if you have the guts. This is exactly what one of my coaching clients does. He calls Realtors who have listings and asks them if he can market his services to the home sellers. Many Realtors say yes. When they do, he contacts the sellers, and tells them that their realtor said it was ok to call on them. He tells me the majority of home sellers he talks to are willing to talk to him and he gets several loans a month using this trick. If you liked the above lead generation tips and would like more, check out my Jump Start Your Mortgage Career E-Class today. As I said these are just a few of the dozens of cheap lead generation techniques I share in one lesson of the course. The other lessons cover every aspect of mortgage marketing that you need to suceed in this business. Ameen Kamadia, "The Millionaire Loan Officer" is a mortgage
consultant, coach and trainer. He still does loans in his
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